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Posts Tagged "Uninsured Motorist"

Huge Palm Coast Crash, Multiple Kids Injured. Who Will Pay For Damages?

Posted by on Jan 16, 2015 in Motor vehicle accidents

Huge Palm Coast Crash, Multiple Kids Injured.  Who Will Pay For Damages?

Approximately twenty-five people were injured in a major T-bone collision that occurred on Whiteview Parkway at Ravenwood Drive in Palm Coast.  According to the clickorlando.com website, a Flagler County school bus carrying 42 students was headed to Buddy Taylor Middle School when a Mazda automobile suddenly showed up directly in front of the bus.  Apparently, the Mazda has been sitting at a stop sign when it was rear-ended by a Subaru at a high rate of speed.  The force of the impact was enough to propel the Mazda across the intersection and directly into the path of the bus. The impact was significant.  The bus driver was reported to initially be trapped in bus.  Several people, including some students and the drivers of both automobiles were taken by ambulance to the hospital.  The remainder of the injured were transported by another school bus to the hospital.  Most of the students were treated and released, however several students, and all three adults remained in the hospital through the following day – at least one in critical condition. It seems clear that the majority, if not all, of the fault for this accident lies with the driver of the Subaru who forced the Mazda into the intersection.  However, based upon the number of victims involved — somewhere in the neighborhood of 20 — and that nature of some of the reported injuries, it is unlikely that the driver of the Subaru will have adequate liability insurance to properly respond to all of the claims for damages that may be presented as the result of this negligence.  Unless the owner of the Subaru is independently wealthy, or just won the lottery, it is unlikely that anyone injured in this crash would benefit from pursuing the driver of the Subaru personally. This unfortunate incident is a perfect example of why everyone who drives or owns a vehicle in Florida should carry as much Uninsured/Underinsured Motorist coverage as part of their automobile insurance package.  In this Palm Coast accident, each of the children who were injured in this crash, and lived with a relative who carried Uninsured/Underinsured Motorist coverage, would have access to UM benefits if their injuries are considered permanent.  Without Uninsured/Underinsured Motorist coverage it is unlikely that any of the children will receive any kind of fair compensation for their injuries. Uninsured/Underinsured Motorist coverage is designed to be a substitute for the liability coverage that the negligent driver should have carried. Of course, it is our hope that all 25 people injured in the crash make speedy recoveries, and never need to access UM coverage.  However, it is great to have it just-in-case. If you have any questions regarding a Florida car accident, or how Florida Uninsured/Underinsured Motorist coverage works, please call Winter Park personal injury attorneys Kim Cullen and Robert Hemphill at 407-254-4901.  Consultations are always...

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Two Tragic Car Crashes In Orange County On Same Day Raise Questions

Posted by on Jan 27, 2014 in Motor vehicle accidents

Two Tragic Car Crashes In Orange County On Same Day Raise Questions

As a Florida personal injury attorney it is not rare for me to hear about fatal car accidents.  However, it is unusual to have two such accidents — under unusual circumstances — happen in Orange County on the same night. According the the clickorlando.com website, drivers of two separate vehicles were killed in two separate crashes over the weekend — one on John Young Parkway, and the other on Turkey Lake Road, in Orlando. video platformvideo managementvideo solutionsvideo player In the John Young accident, apparently the police approached a vehicle that had been reported stopped in the left hand turn lane at Interstate 4.  They found a man reclined in his seat, apparently asleep.  When the man was awakened, he seems disoriented, then quickly drove away, down John Young Parkway.  The man collided with two vehicles, and eventually sent the second vehicle — a minivan full of six (6) occupants bursting into flames.  Multiple people were taken to the hospital with injuries.  The driver who was originally found unconscious was ejected from his vehicle, and tragically died. Police are still investigating the issue of intoxication.  If the decedent is found to have been intoxicated, it would not surprise me based upon these facts, and my experience handling cases with similar facts. Because so many people have been hurt in this accident, and the likelihood that the decedent did not have a large automobile liability policy, I am hoping that the individuals in the minivan all had Uninsured Motorist coverage.  If I was one of the injured, I think I would also like to know where the driver had been that night.  If he had been provided with alcohol when he was obviously drunk by a bar or nightclub, the bar or night club could be held liable. The Turkey Lake Road case also seems like it could involve alcohol.  In that case, a driver lost control of his car for no apparent reason and crashed in to some trees.  The driver was tragically killed, and one of his passengers was seriously injured.  If I was the one injured in this accident I would keep my fingers crossed that I had enough foresight to buy Uninsured Motorist coverage. If you’ve been injured in a Florida car accident, or have questions about Uninsured Motorist coverage call Winter Park personal injury attorneys Kim Cullen and Robert  Hemphill at...

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Injured Sanford Officer May Recover Money, Even If Hit-And-Run Driver Never Found

Posted by on Oct 21, 2013 in Motor vehicle accidents

Injured Sanford Officer May Recover Money, Even If Hit-And-Run Driver Never Found

WESH.com recently reported that a Sanford police officer was injured when he approached two men rolling a marijuana cigarette in a car in the parking lot of the Barn nightclub near downtown Sanford. Apparently, when the men (who also had a gun in their vehicle) realized that they were about to be in serious trouble, the driver of the vehicle sped away – trapping the officer momentarily between two vehicles. The officer was reported to have suffered injuries that were not life-threatening.  Nevertheless, it is clear that the actions of this driver caused the office some kind of injuries.  We certainly hope they are not severe. Even though police are still looking for the unidentified driver that caused this crash, this doesn’t mean that the Sanford policy officer is without means to collect damages or money for his injures.  Because he was on-the-job when he became injured, the hurt officer is entitled to Workers’ Compensation benefits which will cover all of his medical expenses and two-thirds of any lost wages he experiences as a result of this incident and his injuries. In addition, the injured officer can also make an Uninsured Motorist claim under his own automobile insurance policy (assuming he carried this specific kind of coverage — which he should) for any unpaid lost wages, as well as for past and future pain and suffering, inconvenience, disability, or impairment. Some insurance carriers, however, have strict rules about the timely reporting of hit-and-run accidents, so the injured deputy should not delay contacting his insurance company. If you have any questions following a Florida car accident, whether it is hit-and-run or involves an insured or uninsured motorist, call Winter Park personal injury attorneys Kim Cullen and Robert Hemphill at 407-254-4901.  You can also order a FREE copy of Kim’s book, Asleep At The Wheel:  13 Mistakes Insurance Companies Desperately Hope You Will Make After Your Florida Car Accident, by clicking...

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