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Posts Tagged "UM"

Failing To Ask Permission Before Settling Your Florida Car Accident Case Could Cost You Thousands | Orlando Accident Attorney

Posted by on Aug 28, 2013 in Motor vehicle accidents

Failing To Ask Permission Before Settling Your Florida Car Accident Case Could Cost You Thousands | Orlando Accident Attorney

I thought it would be worthwhile to share this post from Virginia accident attorney, Ben Glass.  Ben talks about having to break some bad news to a potential client after learning that she settled her underlying claim against the at-fault driver without seeking permission from her own insurance carrier.  By his estimate, the woman lost $100,000 by making this mistake. Florida law works very similarly, as it applies to settling car accident claims.  If you have Uninsured/Underinsured Motorist (UM) coverage on your automobile, and you have any inkling that you may need to make an Underinsured Motorist claim arising out of your car accident (i.e. if you think your overall damages might be more than the liability insurance the at-fault has), you must seek the permission of your automobile insurance company to resolve your claim.  Section 627.727, Florida Statutes, sets out the specific manner in which permission must be sought. If you don’t know, or forget, to seek permission from your UM carrier, and you sign a Release with the at-fault driver’s carrier, you will most likely forfeit your ability to make any UM claim.  In a situation like this one, Ben Glass is right — the least you can do is call an experienced Florida personal injury lawyer just to make sure you are not making a mistake. If you have any question after a Florida car accident, call Winter Park personal injury lawyers Kim Cullen and Robert Hemphill at 407-254-4901, or order a FREE copy of Kim’s book, Asleep At The Wheel:  13 Mistakes The Insurance Company Desperately Hopes You’ll Make After Your Florida Car Accident by clicking...

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Victim of Florida Hit-And-Run? Uninsured Motorist Coverage Can Help

Posted by on Jun 3, 2013 in Motor vehicle accidents, Uncategorized

Victim of Florida Hit-And-Run?  Uninsured Motorist Coverage Can Help

If you’ve been involved in a Florida hit-and-run accident, you probably feel victimized by the person who didn’t even stop after causing the accident. You might wonder how you are going to pay for the damages you suffered due to the negligence of the person who left the scene. If you have Uninsured Motorist coverage (or a relative in your household does), you may be in luck. UM can cover damages suffered in hit-and-run accidents. HOWEVER, there are sometimes very strict reporting requirements. Watch this video to learn more: If you have any questions following a Florida hit-and-run accident, Uninsured Motorist insurance, or any other car accident-related issue, call Winter Park personal injury attorneys Kim Cullen and Robert Hemphill at 407-254-4901, or visit their informational website by clicking...

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