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Posts made in December, 2012

Florida Car Accident? Emergency Room? Here’s What You Need To Know…

Posted by on Dec 14, 2012 in Motor vehicle accidents

http://cullen-hemphill.com.  Many people involved in serious Florida car accidents wind up in hospital emergency rooms.  Emergency room visits are almost always expensive.  In this video, Winter Park personal injury attorney Kim Cullen tells consumers what they need to know about dealing with those dreaded emergency room bills. If you have any questions following an Orlando automobile accident, call Winter Park car crash attorneys Kim Cullen and Robert Hemphill at 407-254-4901, or download a copy of their FREE book, Asleep At The Wheel:  13 Mistakes the Insurance Company Desperately Hopes You’ll Make After a Florida Car...

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3 Things You Must Know About Recovering Lost Wages After Florida Accidents

Posted by on Dec 13, 2012 in Motor vehicle accidents

http://cullen-hemphill.com.  We’ve had some questions lately from clients and potential clients about lost wages, particularly after Florida car accidents.  I shot this video recently that should provide most accident victims with the basics to get started.  One big help is a willingness to gather records. If you have any questions regarding my video, or any issues arising after a Florida accident, call me or my law partner Robert Hemphill at 407-254-4901.   If it is a car accident, download a copy of my book, Asleep At The Wheel at...

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Coverage Defense Can Be “Slap In Face” To Child Sexual Abuse Victims

Posted by on Dec 11, 2012 in Child Sexual Abuse

I saw a recent piece on the www.insurancejournal.com website that I thought was worth mentioning on this blog because it highlights a huge roadblock that is often presented in cases involving child sexual abuse. The underlying story was about a mediation that has been scheduled in a large child sexual abuse case going on in Montana.  The case involves more than 300 plaintiffs – mostly Native Americans – who claim that Roman Catholic priests and nuns sexually abused them when they were children.  As seems to be the situation in many cases involving allegations of child sexual abuse against the Roman Catholic church, the Montana litigation includes claims that church and religious order officials covered up evidence of sexual abuse instead of reporting it. While the issues in the Montana seem very familiar to those of us that follow these stories and handle child sexual abuse cases, the Insurance Journal story included mention of an additional dispute that can sometimes provide a huge practical obstacle in child sexual molestation cases.  In the Montana case, it appears that the insurance companies for the church and religious order are claiming that they do not owe insurance coverage for the claimed acts of abuse.  In plain terms this means that even if the plaintiffs prevail, they may have to hope that the church has adequate assets, or tithing income, to satisfy their damages. The story does not mention why the insurance companies are denying coverage in the Montana case, but a frequent reason for coverage denial in these cases involves common insurance policy language that excludes coverage for damages arising out of “intentional acts.”  Obviously, molesting a child is an intentional act, however these cases usually involve allegations of negligent supervision or negligent background checking. It goes without saying that any case involving child sexual abuse is a serious matter.  However, the way that these cases are often defended makes it critical that they are handled by experienced counsel.  If you have questions involving a Florida child sexual abuse case, call Winter Park child sexual abuse attorneys Kim Cullen and Robert Hemphill at...

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