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Grizzly Hiawassee Accident Reminds Us How Critical Uninsured Motorist Coverage Is | Orlando Accident Attorney

Posted by on Sep 23, 2013 in Uncategorized

Grizzly Hiawassee Accident Reminds Us How Critical Uninsured Motorist Coverage Is | Orlando Accident Attorney

When I saw this video from Orlando’s Fox 35 News, I knew I needed to share it on this blog. FOX 35 News Orlando There is no doubt that when the driver of the green 2001 Ford turned on to Hiawassee Road and began heading north, the driver had no idea that there would be stolen car careening southbound on Hiawassee Road, barely under control.  The head-on collision that happened next, at the corner of Hiawassee Road and Clarcona-Ocoee Road, will likely change the Ford driver’s life forever. The damage to the cars depicted in the video is obvious.  The driver of the Ford was airlifted to Orlando Health Hospital with very serious injuries. The driver who caused the accident in the stolen Buick — is a teenager.  Because the vehicle was stolen, it is almost a certainty that there will be no liability insurance that will apply to this accident in order to satisfy the Ford driver’s damages — which will undoubtedly include thousands and thousands of dollars in medical expenses. As an Orlando accident attorney, this case highlights to me the importance of carrying Uninsured Motorist benefits as part of an auto insurance package.  If the driver of the Ford carried Uninsured Motorist coverage, that coverage will “step into the shoes” of the teenage who caused this wreck, and will provide benefits to the injured Ford driver for medical expenses, lost wages, and pain and suffering. Without Uninsured Motorist coverage, the driver of the Ford will likely recover nothing.  This is why we constantly urge people to make sure they buy Uninsured Motorist coverage, and buy as much as they can afford.  In today’s world, you just never know when an irresponsible person is going to do something to put you at risk. If you have any questions about Florida Uninsured Motorist coverage, or whether you have a legitimate Uninsured Motorist claim, call Winter Park personal injury attorneys Kim Cullen and Robert Hemphill.  Consultations are always 100% free-of-charge.  Or, order a FREE copy of Kim’s book, Asleep At The Wheel:  13 Mistakes the Insurance Company Desperately Hopes You’ll Make After Your Florida Car Accident by clicking here....

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Ladies Hit By Drunk Driver Crossing Downtown Orlando Street Need To Know This About Car Insurance

Posted by on Jun 10, 2013 in Motor vehicle accidents, Recent News

Ladies Hit By Drunk Driver Crossing Downtown Orlando Street Need To Know This About Car Insurance

Three young ladies who were hit as pedestrians by a drunk driver while crossing Garland Avenue in downtown Orlando over the weekend would probably be well-served by dragging out their automobile insurance policies and starting to study them. According to a story on the WFTV.com website, Alyshia Lemons, Deniece Gilbert, and Dawn Williams were crossing Garland Avenue on their way to a birthday celebration last weekend when Mohammed Kais came speeding down Garland and hit all three of them in the middle of the road.  Investigating officers say that Mr. Kais’ blood alcohol level was over twice the legal limit. Ms. Lemons, Ms. Gilbert, and Ms. Williams need to know that they are each probably entitled to assorted insurance benefits from a couple of different sources.  First, assuming that they can prove that Mr. Kais was negligent, each of the ladies would have a liability claim against him for damages.  They will each have to hope that he carried bodily injury liability coverage on this insurance policy because his having insurance makes it much more likely that they will be able to recover money for their injuries.  In addition, because he was drunk, each lady might have a claim for punitive damages against Mr. Kais, although his insurance company will not cover these damages which makes collecting from him much more difficult. In addition, in the short term, each lady would be entitled to Personal Injury Protection benefits (also called “PIP) – either under their own car insurance policies, or from Mr. Kais’ if that particular young lady did not own a car.  This PIP coverage will pay 80% of the first $10,000.00 of medical expenses incurred by each lady. Last, If Mr. Kais did not have liability insurance, or enough liability insurance to properly compensate each of the ladies, each of them could also assert an Uninsured/Underinsured Motorist claim under their own automobile insurance policies.  This coverage can pay for unpaid medicals and lost wages, as well as pain and suffering and other intangible damages. Alternatively, each of these ladies could elect to speak with an experienced Florida automobile accident attorney, who should be able to help navigate through what can be a very confusing process for the average layperson. If you have any questions regarding a Florida car accident, call Winter Park accident attorneys Kim Cullen and Robert Hemphill at 407-254-4901, or get a FREE copy of their informative book, Asleep At The Wheel – 13 Mistakes the Insurance Company Desperately Hopes You Will Make After Your Florida Car Accident by visiting...

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