(877) 244-6420 - Call for a free consultation with a Florida Accident Attorney

Posts Tagged "event"

In The Bar, Nightclub, or Event Business? Think You Have Liability Insurance Coverage?

Posted by on Nov 4, 2013 in Negligent Security

In The Bar, Nightclub, or Event Business?  Think You Have Liability Insurance Coverage?

If you are involved in the bar, restaurant, nightclub or event business, you might want to sit down before you read this blog post. We frequently get involved in cases working for people who have been injured in bars, or nightclubs, or at special events.  The injuries arise from a variety of situations ranging from falls, incidents with glasses or bottles, fights between patrons, fights with bouncers, shootings, and injuries caused by drunk drivers. Unfortunately, these kinds of things sometimes happen when alcohol is involved, and most (but definitely not all) bar or nightclub owners or event producers do the responsible thing and go out and secure commercial liability insurance.  Most bar or club owners assume that commercial liability coverage is standard from one industry to the next, and also assume that their agent will assist in securing them insurance that will cover most anything bad that might happen in connection with their business. It is usually not until shortly after reporting a claim that many bar and club owners realize that many — and maybe most — modern bar, nightclub, or special event commercial liability insurance policies are chock full of exceptions and exclusions.  For example, many companies attempt to exclude coverage to bars and nightclubs for incidents arising out of alcohol use.  How many incidents that happen in a bar that lead to a personal injury claim do you think do not arise out of alcohol use?  Business owners are often shocked to learn that they have been paying for insurance that is essentially worth nothing to them.  Likewise, many nightclub operators are stunned to realize that their assets are now at risk from a negligence lawsuit because insurance won’t cover a claim. Savvy business owners will stay involved in the insurance procurement process.  They will ask lots of questions — particularly about coverage exclusions.  A wise bar or club owner would probably insist that alcohol-related incidents, and assaults and battery claims be covered — since these are the most frequent claims that we see in our offices as personal injury lawyers.  Nobody injured by negligence in a restaurant, bar, nightclub, or at a special event, wants the business owner to be harmed, but they do expect to be compensated for their damages. If you have any questions regarding liability insurance coverage for a bar, nightclub, or restaurant, or if you have been injured in one, call Winter Park personal injury attorneys Kim Cullen and Robert Hemphill at...

Read More »

Cullen & Hemphill proudly sponsors Orlando “Out of Darkness” Event

Posted by on Feb 3, 2013 in Uncategorized

Our firm had the honor of again being a sponsor of the Orlando “Out of Darkness” Community Walk.  This year’s event was held in Orlando’s Baldwin Park community. Out of Darkness is a national organization dedicated to suicide prevention, education, and community awareness. This year, my law partner Robert Hemphill, and his family participated in the walk along with hundreds of others.  Anyone who has been touched by the suicide of a loved one knows how devastating it can be.  If you are looking for a worthwhile cause to devote some time and energy to, Out of Darkness would be a great one. Great job, Hemphill...

Read More »

Spiked Emotions Can Have Disasterous Consequences For Florida Motorists

Posted by on Jan 27, 2013 in Motor vehicle accidents

Spiked Emotions Can Have Disasterous Consequences For Florida Motorists

Our local WFTV.com website recently featured a story that I thought would be worthwhile to share with our readers. This saga began in South Florida and involved a baby, the baby’s mother, and the baby’s father’s girlfriend. Apparently, the father of the child and his girlfriend were taking care of the baby when the mother decided she wanted to see the baby. The mother arranged a meeting with the father’s girlfriend at a neutral location so that the mother could visit with the child. When the girlfriend arrived with the baby, the mother of the baby apparently arrived with some backup in the form of several friends. Once at the neutral location, the two women got into a physical altercation which ended with the mother taking the baby, jumping into a waiting car, and leaving the location at a high rate of speed. Unfortunately, and ultimately tragically, the speeding vehicle crashed into another car as it sped away. The baby and a male in the mother’s group were actually thrown from the vehicle. While the baby survived and was taken to a hospital, the male friend of the mother’s did not. Our hearts certainly go out to the family of the man who died. As Florida automobile crash lawyers, we see this kind of story all too often. In this particular instance, it appears that the commotion involving the fight, the spiriting away of the baby, and speeding away from the scene all contributed  to this crash. While cell phones, and texting, and internet-enable devices get most of the attention when it comes to distracted driving in Florida, it is important to remember that drivers can be distracted by other factors. Sometimes people decide to drive immediately after some kind of emotional experience. It might be a physical fight, a heated argument, or even some difficult problem at work. Regardless, all of these things are still distractions, and can have devastating consequences if experienced while driving a car. By all means, if you have had a particularly emotional time before you are supposed to drive, take a few moments to collect yourself before you start your car and pull away from the curb. Please feel free to share any comments you have about this kind of distracted driving in the Comments section...

Read More »