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Posts Tagged "doctor"

Why The Insurance Company Isn’t Offering More For Your Broken Bones

Posted by on Apr 9, 2013 in Uncategorized

Why The Insurance Company Isn’t Offering More For Your Broken Bones

Many of our potential clients are surprised when we tell them that the broken arm or leg they received in their car accident is not worth much settlement value in the opposing insurance company’s opinion.  Here’s part of the reason why: If you have any questions regarding the value of a broken or fractured bone following an accident, and particularly following a Florida car accident, call Winter Park personal injury attorneys Kim Cullen and Robert Hemphill at...

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How To Know If A Florida Lawyer Referral Service Is Right For You

Posted by on Mar 4, 2013 in Motor vehicle accidents

How To Know If A Florida Lawyer Referral Service Is Right For You

If you have lived in, or even visited, Central Florida over the last few years there is virtually no way that you could have escaped marketing from one of several lawyer referral services.  These 1-800 services blanket the radio airwaves, own billboard space from Orlando to Kissimmee to Clermont to Cocoa Beach, and sometime even run television ads. However easy it is to dial a 1-800 number, consumers who use these referral services rarely realize what they are getting into.  We meet with people all of the time who are unhappy with their situations after being placed with lawyers and doctors by one of these referral services. I put together this short video to discuss some of the issues that have come up most often in the meetings in our...

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The “Independence” Of Florida Auto Insurance Medical Reviews

Posted by on Feb 11, 2013 in Motor vehicle accidents

As regular readers of this blog well know, Florida car crash victims face huge changes to Florida’s Personal Injury Protection laws that went into effect on January 1, 2013. (In fact, I wrote a Special Report about these changes that can be downloaded for free at www.2013PIP.com.) One of the things that has remained unchanged in Florida’s PIP law is the automobile insurance companies’ ability to cut off an injured person’s access to valuable PIP medical benefits based upon a doctor’s supposedly independent review of the injured person’s medical records. In insurance industry circles these reviews are called “paper reviews” or “paper independent medical examinations (IME’s).” Under Florida law, an automobile insurance company can perform a paper IME any time an injured person has already, or may in the future, make a claim for PIP benefits. It has long been our experience in working on Florida automobile accident cases that the majority of paper IME’s result in our clients having their benefits terminated, however in fairness to the insurance companies, it is true that they rarely perform paper IME’s on individuals who have suffered catastrophic injuries in automobile accidents. I thought it was fortuitous that when I was spending time reviewing the new PIP law, somebody turned me on to an NBC Dateline investigation of State Farm Insurance Company and some of the various medical outfits that State Farm has hired over the years to perform paper IME’s. I had not seen the report when it originally aired several years ago, and I am aware that some industry practices have been reformed since then, but I thought the report was worth sharing to the extent that it reveals the general mindset that seems to apply to automobile insurance claims and how seriously injured people are often treated. All four parts of the report are included below – each is between 10 minutes and 14 minutes long, but are definitely worth the...

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