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Posts Tagged "benefits"

Family of Woman Killed In Crash With Stolen Vehicle Will Need To Know About UM

Posted by on Mar 5, 2013 in Motor vehicle accidents

Family of Woman Killed In Crash With Stolen Vehicle Will Need To Know About UM

A tragedy occurred on White Street in Daytona Beach this past Saturday night. According to a story on WFTV.com, 27-year-old Laguadia Terry was killed when the vehicle she was travelling in on White Street was impacted by a stolen vehicle. The driver of the vehicle Ms. Terry was riding in, Sterling Slaton, was also seriously injured. As an Orlando accident attorney who regularly helps families with wrongful death claims, my heart goes out to Ms. Terry’s family. The death of a 27-year-old woman is tragic under any circumstances, but in this instance the men who caused this accident had apparently stolen the car, and then fled the scene. These men have not yet been brought to justice. Ms. Terry’s survivors would be well-served to consult with an experienced Central Florida car accident attorney. Even though the vehicle that crashed into Ms. Terry’s vehicle was stolen, damages might be recoverable from the Uninsured Motorist portion of a Florida automobile insurance policy. UM benefits might be available from Ms. Terry’s own coverage, from the insurance carried by Mr. Slaton, or from any resident that Ms. Terry was living with at the time of the crash. An experienced Florida auto accident lawyer will know the right questions to ask in order to determine if there is Uninsured Motorist coverage available. Any reputable personal injury firm will answer Ms. Terry’s family’s questions and perform an initial consultation absolutely...

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The “Independence” Of Florida Auto Insurance Medical Reviews

Posted by on Feb 11, 2013 in Motor vehicle accidents

As regular readers of this blog well know, Florida car crash victims face huge changes to Florida’s Personal Injury Protection laws that went into effect on January 1, 2013. (In fact, I wrote a Special Report about these changes that can be downloaded for free at www.2013PIP.com.) One of the things that has remained unchanged in Florida’s PIP law is the automobile insurance companies’ ability to cut off an injured person’s access to valuable PIP medical benefits based upon a doctor’s supposedly independent review of the injured person’s medical records. In insurance industry circles these reviews are called “paper reviews” or “paper independent medical examinations (IME’s).” Under Florida law, an automobile insurance company can perform a paper IME any time an injured person has already, or may in the future, make a claim for PIP benefits. It has long been our experience in working on Florida automobile accident cases that the majority of paper IME’s result in our clients having their benefits terminated, however in fairness to the insurance companies, it is true that they rarely perform paper IME’s on individuals who have suffered catastrophic injuries in automobile accidents. I thought it was fortuitous that when I was spending time reviewing the new PIP law, somebody turned me on to an NBC Dateline investigation of State Farm Insurance Company and some of the various medical outfits that State Farm has hired over the years to perform paper IME’s. I had not seen the report when it originally aired several years ago, and I am aware that some industry practices have been reformed since then, but I thought the report was worth sharing to the extent that it reveals the general mindset that seems to apply to automobile insurance claims and how seriously injured people are often treated. All four parts of the report are included below – each is between 10 minutes and 14 minutes long, but are definitely worth the...

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