FHP Hit-And-Run Initiative Highlights Importance of UM Coverage in Florida
I was pleased to read on the WESH.com website that the Florida Highway Patrol is beginning an information and outreach campaign designed to crack down on hit-and-run accidents across Florida.
According to FHP, there were approximately 77,000 hit-and-run crashes in Florida last year, leading to 168 wrongful deaths and more than 17,000 injuries. I don’t know the specific statistics for Central Florida, but as an Orlando accident attorney who has been handling car accident cases for almost 20 years, it seems like we have been seeing more and more cowardly hit-and-run accidents over recent years.
Hit-and-run accidents are perhaps the very best example of why it is some important for Floridians to carry as much Uninsured Motorist coverage as they can afford.
Uninsured Motorist coverage is an optional coverage that Floridians can purchase as part of their automobile insurance package. Uninsured Motorist coverage behaves exactly like liability insurance – assuming the at-fault driver could be identified, and assuming he carried liability coverage. Once fault is proven, UM coverage can be used to satisfy unpaid medical bills, lost wages, and even pain and suffering and other intangible damages.
As FHP is indicating, it is more likely than ever that you will be injured by a hit-and-run driver, or by a driver who does not have sufficient, or any, liability insurance. Uninsured Motorist coverage is your best defense against being left high-and-dry by an irresponsible and negligent driver.